Dixon Homes


First Home Buyers

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If you are a First Home Buyer it can be a pretty daunting task to purchase a new home, let alone build a new one.

We're a company that understands exactly what you will be going through and will stick by your side every step of the way.

First Home Buyers

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First Home Buyers


If you are in Queensland you now have access to the Great start Grant (or as we like to call it Free Money). The 2012–13 Queensland State Budget introduced the first home owner construction grant (FHOCG), now called the Great start grant which will be administered under the First Home Owner Grant Act 2000.

A great start to get into your new first home

The Great Start Grant is a Queensland Government initiative to help first home owners to get their new first home sooner. You’ll get $15,000 towards buying or building your new house, unit or townhouse (valued at less than $750,000). You can even buy off the plan or choose to build yourself. It’s a great opportunity to buy or build a new home in our great state.

How a $15,000 Great Start Grant can help you

  • If you're thinking of buying or building a new home, this could
    be what gets you started
  • It could get you something more than you were expecting
  • It can get you into your first home sooner

Note: The Great Start Grant is administered under the First Home Owner Grant Act 2000.

You may be eligible for the grant if you are:

  • You're at least 18 years of age
  • You're an Australian citizen or permanent resident (or you're applying with someone who is an Australian citizen or permanent resident)
  • You or your spouse has not previously owned property in Australia
  • You're building or buying a new home
  • The value of the home is under $750,000

    Click this link to find out more: https://greatstartgrant.osr.qld.gov.au/index.php

3. NSW First Home Owner Grant (New Homes)

If you live south of the border in NSW you can access the First Home Owners Grant (new Homes) Scheme.

What is The First Home Owner Grant (New Homes)?

The Scheme has been established to assist first home owners to purchase or build a new home by offering a $15 000 grant. FHOG (New Homes) will apply to eligible transaction, where the transaction commencement date (contract date) is on or after 1 October 2012. The FHOG (New Homes) grant will reduce to $10,000 on 1 January 2014 for eligible transactions which have a commencement date (contract date) on or after 1 January 2014.

What is FHOGS?

Please note: The $7,000 First Home Owner Grant ceases to apply where the eligible transaction is dated on or after 1 October 2012. However the $15,000 First Home Owner Grant (New Homes) scheme applies from this date for new homes only.

The Scheme was established to assist first home buyers to purchase their first home by offering a $7000 grant.

Eligible first home owners

If eligible, you can receive the grant regardless of their income or the area in which they are planning to buy or build. However, there is a cap placed on the value of the home.

The cap amount is the maximum total value a home can be to be eligible for the grant. The cap amount is reviewed annually and the cap applicable to your application is determined by the commencement date of the eligible transaction. This is the date of the contract to purchase or build a home or, for an owner builder, the date the laying of foundations commenced.

The Cap commenced on 1 January 2010 and applies where the commencement date of the eligible transaction is on or after 1 January 2010.

Eligible transaction from Eligible transaction to Cap Amount
1 October 2012 Onwards $650,000
1 January 2011 30 September 2012 $835,000
1 January 2010 31 December 2010 $750,000
1 July 2000 31 December 2009 No cap applicable

4. NSW New Home Grant Scheme

Commencing 1 July 2012, a $5000 grant will be available to buyers of new homes, whether off the plan or newly built, with a value up to $650,000 and to buyers of vacant land that is intended to be the site of a new home valued up to $450,000.

Applications for the grant must be made within three months of the date of execution of the agreement for sale or of the transfer (where there is no agreement).

A purchaser under the scheme can be any entity, including a natural person, a company or a trustee of a trust and is available to investors as well as owner occupiers.

The payment of the grant will be administered by way of applying the amount of the new home grant as a credit against liability for duty on the agreement for sale or transfer. However, if the total amount of duty is paid, or there is a balance of grant owing, a payment will be issued by cheque upon completion of the purchase (i.e. the registration of the change of title).

5. Victoria has the First Home Owner Grant

The First Home Owner Grant (the grant) scheme was established to encourage and assist home ownership and to offset the effect of the GST on home ownership.

The grant is not means-tested nor is it restricted by the price of the property for contracts entered into prior to 1 January 2010.

For contracts entered into on or after 1 January 2010, the grant will only be payable where the price of the property or construction of the home does not exceed $750,000. An exception to this requirement is where the contract relates to a home that is on, or to be built on, primary production land.

The SRO administers the grant with the help of a number of banks and lending institutions that are approved agents.

How much is the grant?

A payment of up to $7000 is payable to eligible first home owners.

When does the grant end?

The scheme is on-going with no end date yet specified.

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